Insurance In Your State

An auto insurance customer can use the Internet to find and obtain auto insurance in Minnesota. The right place to shop for quotes is the site InsuranceAuto.Org. This site allows you to compare rates from multiple companies so you will be able to choose a policy with the correct coverage at the right price. The companies we work with offer reliability and the best rates so you can get the same great service at affordable competitive rates.

Compare Minnesota Car Insurance

Find the car insurance you need to obtain for your city or any of these other cities in Minnesota. Use our site to get a low cost auto insurance Quotes now.

The average auto insurance premium for residents in Minnesota was $929 in 2003; the national premium average was at $914. Many auto insurance buyers think the rates are fixed by the state, so they do not shop and compare rates offered by different insurance companies. InsuranceAuto.org helps you find the competitive rates and discounted prices available in Minnesota, so Minnesotans can get a better-than-average low rate on their auto insurance.

The auto insurance rates for 2007 are expected to decrease by one half percent to a full 1%, from the rates seen in 2006. Sites like InsuranceAuto.org have facilitated the change by bringing competition directly to the consumer and by lowering your costs through technology!

Rates also change over the years and especially in a state like Minnesota, if you are not careful you could end up paying too much for your auto insurance. Looking back, the average auto insurance premium in 2000 was about $763, an increase of about 21.76% in just 3 years! Don't waste your money paying high insurance premiums, start saving now by requesting an online quote from InsuranceAuto.org now.

Minimum State Insurance Requirements

The state of Minnesota follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. You should be aware that the details of a no-fault system vary from state to state and it is best to check with your state insurance regulator. Visit our State Insurance Regulators page for a list of links to all the state insurance regulators websites.

Minnesota state law requires minimum Bodily Injury Liability coverage of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 30/60/10 coverage.

Personal Injury Protection (PIP) in your coverage helps pay for "reasonable and necessary" medical expenses for you and your passengers. Minnesota state law requires a minimum Personal Injury Protection coverage of $40,000.

To protect against damages caused to you and your passengers by an uninsured driver, Minnesota state law requires a minimum UnInsured/UnderInsured Motorist coverage of $25,000 per person, $50,000 per accident for any bodily injury caused by the uninsured driver.

For those with a great driving record and even those with the not-so-great driving record, we can give you the best rates available in your state. We believe it is very important to take care of yourself and your property, and InsuranceAuto.org has the most affordable rates in Minnesota. All the residents of the North Star State know that to get the low cost rates from a reliable company, InsuranceAuto.org is the only name you need to know.

Looking for car insurance in a state other than Minnesota? At InsuranceAuto.org, we provide the low cost quotes and rates for all the 50 States. To get a quote for another city or state, type in your zip code above and find out how much you can save. For more information choose a different state below.